Call us at 855.253.8439 to learn more about our loan programs and products.
Our Expanded Ratio product is ideal for customers who do not meet QM Debt-to-Income (DTI) requirements. This product allows for up to 55% DTI for customers who meet our residual income requirements, and can be used for the financing of primary homes, as well as cash-out refinances.
Explore your options with Bayview Loan Servicing
- Up to $1,500,000 loan amount
- 680+ FICO score
- 85% LTV or less
- 15-year and 30-year fixed-rate
- Competitive 5/1 and 7/1 low interest rate ARMs available
- 55% DTI or less
- Eligible for non-warrantable condos, when primary or secondary
- 6 or 12 month reserves
- Cash-out loans available
Best for Customers…
Who are unable to meet traditional debt-to-income requirements.
We make exceptions! Speak with your representative or contact UnderwritingQuestions@BayviewLoanServicing.com and learn about the flexibility of our products.
To view the PDF version of the Expanded Ratio product page, click here.