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Non-Warrantable Condominiums

Call us at 855-253-8439 to learn more about our loan programs and products


Non-Warrantable condominiums are eligible for a number of Bayview’s portfolio products:

  • Early Access Product
  • Alternative Income Product
  • Asset Inclusion Product
  • Expanded Ratio Product

Additional restrictions may apply. Review product sheets for additional information.


Explore your options with Bayview Loan Servicing

  • 70% LTV or less on all non-warrantable condo portfolio loans
  • 60% of total units must be sold or under contract/pending sale
  • 20% or less of the total units may be owned by one single entity
  • Condotels may be considered if the project is residential in nature
  • 10% reserve allocation not needed if current reserve balance exceeds 20% of operating expenses
  • No more than 25% of the unit owners are more than 30 days delinquent
  • Delinquency requirement may be waived if current reserve balance exceeds 30% of operating expenses
  • No defined maximum commercial influence. Appraiser must confirm project is common and customary to the market as well as prove there is no adverse impact on the marketability as a residential project
  • Second homes permitted


Best for Customers…

Who are interested in non-warrantable properties.

We make exceptions! Speak with your representative or contact and learn about the flexibility of our products.

To view the PDF version of the Non-Warrantable Condominiums product page, click here.

Designed & Developed by Figment Design