Find the Best Non-Agency Product for Your Investor Loans
We are proud to present an extensive offering of agency and non-agency products designed to meet your customer’s specific needs. Coupled with our best in class customer service, your client is sure to be satisfied.
Bayview Debt-Service Coverage Ratio (DSCR)
Bank Statement
Bayview Debt-Service Coverage Ratio (DSCR)
Introducing the Debt Service Coverage Ratio (DSCR) product for both individual borrowers and LLCs. This product offers borrowers competitive terms for both short term and long term rental properties, with the underwriting heavily focused on the cash flow of the property.
- Up to 80% LTV on Purchases & Rate/Term
- Interest only loan options available using ITIA Payment
- Multi-property/Blanket loan options available (2-25 properties)
- Loan amounts up to $2.5 million / $6.25 million (multi-property)
- FICO as low as 660
- DSCR ratios as low as 0.75x
- Multiple pre-payment penalty options
Bank Statement
Bank statement is the newest addition to the Bayview Non-Agency suite of products. Several income doc options are available.
- New Pricing Caps for Owner Occupied and 2nd Homes!
- 12 or 24 month bank statement
- Primary, Second Home and Investment
- 1 or 2 year 1099 income options
- Hybrid Income Sources permitted using a combination of Self Employed & Non-Self Employed income (ie – W2, SSI, Pension, Rental)
- Loan amounts up to $3 million
- 30 year fixed with interest only option
- Delegated and Non-Delegated underwriting with competitive fee structure
Why Choose Us?
1. Competitive Consistent Pricing
Put the power of one of the largest jumbo platforms to work for you.
2. Streamlined Solutions
The ease of Desktop Underwriter and Collateral Underwriter make our jumbo products radically simplified.
3. Fast Turn Times & Live Support
Dedicated underwriting and scenario resources get you and your borrowers what you need quickly.
Our Salesforce Offers Expertise and Nationwide Coverage to Answer All of Your Non-Agency Related Questions
All Agency products are offered through Lakeview Loan Servicing, LLC. NMLS #391521, 4425 Ponce de Leon Blvd, MS 5-251, Coral Gables, FL 33146. All Non-Agency/Jumbo products are offered through Community Loan Servicing, LLC. NMLS #2469, 507 Prudential Road, Horsham, PA 19044, Both are Equal Housing Lenders. All Programs referenced herein are offered to qualified residential lending institutions only and are not applicable to the general public and/or individual consumers. www.nmlsconsumeraccess.org
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