Agency Products – USDA

Guaranteed by the United States Department of Agriculture, USDA home loans offer very low and competitive interest rates to borrowers with no down payment requirement. The USDA Home Loan Program was made available to borrowers with excellent financing terms and flexible credit guidelines to give people an incentive to populate rural areas.


  • Not just for farmers, available in many areas of the USA
  • 640 minimum FICO
  • 100% financing
  • 30 year fixed rate with no prepayment penalties
  • No down payment required
  • Low average interest rates
  • Maximum loan limits vary by county

The above is for informational use and does not include all applicable program guidelines. Other terms and conditions may apply.

Contact your representative or [email protected] for information on product flexibility and options.

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